National Strategy for Combating Scams Act of 2025
Term Dictionary
If you come across any unfamiliar words while reading, these resources can help make everything clearer. Pick whichever one works best for you!
- Congress.gov Legislative Glossary - Comprehensive congressional terms
- NVFC Congressional Terms Glossary - Concise, easy-to-understand definitions
The gist
Orders the FBI to lead a working group of 17 federal agencies to build a national anti-scam strategy within 2 years, targeting the $12B fraud problem.
Who wins, who loses
Wins: scam victims, older adults, Adult Protective Services, law enforcement coordinating fraud cases across agencies.
Loses: scammers using AI deepfakes; agencies forced to share data and surrender turf.
What it does
Gives FBI 90 days to assemble a working group with the Federal Trade Commission (FTC), Consumer Financial Protection Bureau (CFPB), Treasury, and 14 other agencies.
Requires a unified 'scam' definition adopted by FBI, FTC, and CFPB within 1 year of publication.
Mandates coordinated complaint reporting, rapid-response public warnings, and faster data-sharing with banks and tech companies.
Requires updates every 5 years and foreign coordination on cross-border scams.
Why should I care?
Teens face AI voice-clone scams, fake job offers, and crypto fraud daily on social media. Supporters say 13 agencies working separately wastes resources while losses jump 25% yearly. Critics argue another federal strategy document delays real enforcement and risks expanding surveillance of private financial data. Where do you land? Vote below and use "Tell Your Rep" to make sure your voice reaches Congress.